Critical Illness is the recognised term for conditions with potentially life-changing consequences in the short and long term such as cancer, stroke, and heart attacks. It is important not to confuse the term critical illness with terminal illness, as it is entirely possible for people with critical illnesses to live long and fruitful lives in spite of their conditions.
Our critical illness cover is designed to provide you and your family with financial and medical support after the diagnosis of a critical illness, including contributions to medical treatments and pay outs for lost income or costs associated with your illness. These policies will help you and your loved ones to cover financial costs and adapt to your new circumstances without the level of disruption you would have faced otherwise.
why might you need critical illness cover?
You’re probably thinking that because you’re in good health there is no point in taking out Critical Illness Cover, but it’s essential if the worst were ever to happen. As well as covering essential costs and expenses, you can use your pay-out however you want, whether that’s for moving house, clearing a debt or even a holiday to relieve some stress.
Much like saving for a rainy day, Critical Illness Cover ensures that you have some financial support if you were to suffer a life-changing illness.
Child critical illness
Designed to protect your children or any children you are planning to have in the future, Child Critical Illness Cover can help provide financial security if your children were to become critically ill. This cover will help you to care for your children and pay for medical care, unpaid leave or any other lifestyle changes you need to make.
By including Child Critical Illness Cover to an existing Critical Illness cover, you can enjoy peace of mind knowing that your whole family is financially protected should the worst happen.